When there’s barely enough money to get through the month, saving up for something big can seem ridiculously out of reach. However, setting and reaching small financial goals can be a powerful motivator for fiscal responsibility. How to save during times of financial difficulty. Experts recommend putting upward of 20% of one’s monthly ...Some employers request a voided check or a direct deposit form from us. For these items, call or text us at 503-239-5336 or visit us. If your payments are issued by the U.S Department of the Treasury, visit their website or call … His passions include beekeeping, fishing, hiking, and camping. Proud and grateful to be called an Oregonian. Alex is FINRA securities registered and is licensed in Oregon and Washington. Check Alex's background on FINRA's BrokerCheck. Oregonians Financial Planning main office is located at 336 NE 20th Avenue, Portland, OR 97232. A six-month payment history is required to skip a loan payment, and you can skip payments on multiple eligible loans during at once. Eligible loans. Auto loans. Personal (signature) loans. Motorcycle loans. Toy loans (RV, ATV, etc.) Skip-a-Pay fee: $25. If you don't have funds in your account to cover the fee, our system will add the fee onto ...April is Financial Literacy Month. Date: April 12, 2023 Oregonians Credit Union 1 Comment. Financial literacy is the ability to understand and use financial skills, such as responsible money management, budgeting, saving and investing for the future. It’s Financial Literacy Month, so let’s look at some ways to become more financially literate! You may also place an order by visiting any of our branches. If YES: You can order your checks online at the Harland Checks Connect website. You will need: Oregonians Routing Number: 323075709. Your starting check number. Your 13-digit account number: You can also find your 13-digit account number in Online Banking by following these steps. Oregonians Credit Union is there for you wherever you go with our Mobile Banking App! Keep up to date with your balances, view your transactions, transfer money, pay bills, and more. Free, easy and secure, 24 hours a day! FEATURES • Check account balances • Review Transaction History • View check images • Transfer between accounts • Make … Contact Info Phone: (503) 239-5336 Toll-Free: (800) 982-2974 Lost Card: (800) 982-2974 Routing Number: 323075709 Employment Contact Oregonians Credit Union in Portland. Phone Number: (503) 239-5336. Toll-Free: (800) 982-2974. Address: Oregonians CU Northeast Portland Branch 336 NE 20th Avenue Portland, OR 97232. Website: Visit Website.Sep 25, 2019 · Don’t let a Halloween scam spook you! Stay a step ahead of those crooks by looking out for these four scams this season. 1. The shipping scam The internet is brimming with Halloween-themed stores in the months leading up to October 31st. A lot of these retailers offer an impressive selection of costumes, accessories, and…Online & in the app. Welcome to our branch you can access from anywhere. Everything you need to know about digital banking should be on this page, but if not - get in touch with … All You Need to Know About Tech Support Scams. March 13, 2024 — 0 Comments. Everyday Finance, Saving, Taxes. Apr 16, 2009 · 12 views. 1. Oregonians CU. @OregoniansCU. ·. Aug 31. Prices on new and used cars have soared since 2020, and experts aren’t expecting them to fall anytime soon. This week's blog has all you need to know about the state of the market, as well as the pros and cons of buying a car in 2022. Link in our bio #car #shopping #autoloan. oregonianscu.com. Phone number (503) 239-5336. Get Directions. 19360 S Molalla Ave Ste 110 Oregon City, OR 97045. Suggest an edit. People … We will also text or call you, but never both. Don't provide your information to anyone who calls you about fraud on your account - hang up and call us at 503.239.5336. If you have any questions or concerns, please don't hesitate to contact us. About Uttarakhand. Uttarakhand was formed on the 9th November 2000 as the 27th State of India, when it was carved out of northern Uttar Pradesh. Located at the foothills of the …Oregonians Credit Union is there for you wherever you go with our Mobile Banking App! Keep up to date with your balances, view your transactions, transfer money, pay bills, and more. Free, easy and secure, 24 hours a day! FEATURES • Check account balances • Review Transaction History • View check images • Transfer between accounts • Make … Contact Info Phone: (503) 239-5336 Toll-Free: (800) 982-2974 Lost Card: (800) 982-2974 Routing Number: 323075709 Employment OCCU is a credit union based in Eugene, Oregon, owned by more than 260,000 members. [3] It was founded as Lane Federal Credit Union, called U-Lane-O Credit Union from 1981 to 2003, then Oregon Community Credit Union up until 2016. OCCU received approval to convert to a community charger and change its name to Oregon Community Credit …Wire to: Oregonians Credit Union 6915 SE Lake Rd Milwaukie, OR 97267 RT#: 323075709 Further credit to: [Member Full Name] & [13-digit Oregonians account number] Oregonians branches and Member Service Center will be closed Monday 1/15 in observance of Martin Luther King Jr. Day. Juneteenth - Wednesday, June 19th. Independence Day - Thursday, July 4th. Labor Day - Monday, September 4th. Indigenous Peoples' Day - Monday, October 14th. Veterans Day - Monday, November 11th. Thanksgiving Holiday - Thursday, November 28th & Friday, November 29th. Christmas Day - Wednesday, December 25th. New Years Day - … We will also text or call you, but never both. Don't provide your information to anyone who calls you about fraud on your account - hang up and call us at 503.239.5336. If you have any questions or concerns, please don't hesitate to contact us. oregonianscu.com. Phone number (503) 239-5336. Get Directions. 19360 S Molalla Ave Ste 110 Oregon City, OR 97045. Suggest an edit. People …A better way to bank. We've been around since 1936 and we have a proven track record of helping people get ahead financially. When you bank with us, we'll proactively look to make your money work for you. From helping you pay less interest on a loan to improving your credit score quicker, we're here to provide you with a transformational ... The money you place in your Credit Union savings account is federally insured up to $250,000 by the National Credit Union Administration (NCUA), the strongest government insurance fund in the country. We have a variety of savings account options including youth accounts, teen savings accounts, money markets accounts, IRA Accounts, and share ... 由于此网站的设置，我们无法提供该页面的具体描述。Feb 21, 2024 · If you’ve been hit with a layoff, you might be feeling adrift. That’s normal, and let yourself feel that way for a bit … then dust yourself off and get back in the game! Find out what sort of severance arrangement you’ll get from your former employer, get a letter of recommendation and leave on…Why choose an Oregonians auto loan? We know you've got a lot of options. But every Oregonians auto loan comes with incredible service and great features: Terms up to 84 months. 10-day grace period on monthly payments. No payments for 60 days.You can set up account-to-account (A2A) transfers in digital banking. All you nee... 2 votes. Digital Banking > Services & Features.Top Workplaces - 09-24-2023. Waterfront Blues Festival - 06-25-2023Feb 7, 2024 · Your credit score and financial benefits hinge on responsible credit card usage. Charging purchases like electronics, car rentals, international expenses, fixed bills, online shopping, and mobile phone bills can provide added security, insurance, and credit-building opportunities. Maximizing these benefits while managing spending is key to … Oregonians Credit Union is a financial cooperative that brings together neighbors, friends, relatives, employees, members, and the broader community in a special, mutually beneficial Manage your account at 5,600 SHARED BRANCHES. You can feel right at home visiting participating credit unions in all 50 states. You'll have easy access to your money wherever you go. Important Links. The Oregonians Prineville Branch at 110 NE 5th St is open weekdays. This branch offers a drive-through ATM that accepts deposits.Don’t let a Halloween scam spook you! Stay a step ahead of those crooks by looking out for these four scams this season. 1. The shipping scam The internet is brimming with Halloween-themed stores in the months leading up to October 31st. A lot of these retailers offer an impressive selection of costumes, accessories, and…2 Annual fee of $12.00 first charged upon opening. Transfer/advance fee from loan of $2.00. Advances used to cover overdrafts only and are initiated by the credit union. Minimum monthly payment is $25; then 10% of balance, rounded up $5. Limits of $250 to $1,000; cannot exceed limit.Manage your account at 5,600 SHARED BRANCHES. You can feel right at home visiting participating credit unions in all 50 states. You'll have easy access to your money wherever you go. The Oregonians St. Johns Branch at 7825 N Lombard St is open weekdays. This branch offers a walk-up ATM that accepts deposits.About Oregonians Credit Union. Oregonians Credit Union was chartered on Jan. 1, 1937. Headquartered in Milwaukie, OR, it has assets in the amount of $296,143,315.9 reviews and 8 photos of Oregonians Credit Union "Great rates. Great people. As far as financial institutions go, I highly recommend credit unions. As far as credit unions go, I highly recommend Oregonians Credit Union. They're employer based, with over 3000 employers as business partners, as well as multiple chambers and associations which …We have multi-factor authentication in the form of One-Time Passcodes (OTP) each time you log in to digital banking. If you trust the device you're accessing digital banking on, you can have our system remember the device so you don't have to supply an OTP next time you log in using this device.Manage your account at 5,600 SHARED BRANCHES. You can feel right at home visiting participating credit unions in all 50 states. You'll have easy access to your money wherever you go. The Oregonians NE Portland Branch at 336 NE 20th Ave is open weekdays. The branch is open during renovation and is operating out of a temporary location in the ...24% academic activities & leadership. 20% community involvement. 16% academic performance. 8% length of Oregonians membership. Oregonians has awarded over $50,000 in student scholarships since the starting of the Oregonians College Scholarship Program in 2007. Scholarships have been awarded to high school students, undergraduate …Apr 16, 2009 · 12 views. 1. Oregonians CU. @OregoniansCU. ·. Aug 31. Prices on new and used cars have soared since 2020, and experts aren’t expecting them to fall anytime soon. This week's blog has all you need to know about the state of the market, as well as the pros and cons of buying a car in 2022. Link in our bio #car #shopping #autoloan. Make a payment at a participating credit union or by calling 866-692-8669. You can also mail your payment to: Oregonians Credit Union. 6915 SE Lake Rd. Milwaukie, OR 97267. We offer a wide range of home, auto, business, and personal loans as well as credit cards. Find the best loan option for you at Oregonians Credit Union!The Oregonians CU app is protected with SSL encryption.. One-Time-Passcode (OTP) verification required. Biometric login optional. Automatic timeouts occur after a period of inactivity. Requirements. You must be a current Oregonians member and enrolled in …A six-month payment history is required to skip a loan payment, and you can skip payments on multiple eligible loans during at once. Eligible loans. Auto loans. Personal (signature) loans. Motorcycle loans. Toy loans (RV, ATV, etc.) Skip-a-Pay fee: $25. If you don't have funds in your account to cover the fee, our system will add the fee onto ...Getting started with Apple Pay. Open the Wallet app on your iPhone or Apple Watch with iOS 8.1 or later. Swipe down and select the plus sign to add your debit or credit card. Enter your Oregonians card number manually or use your device’s camera to upload it. Note: If your Oregonians card is already on file with iTunes, you may be prompted to ...Feb 2, 2022 · Super Bowl parties are always great fun to host, but they can cost a pretty penny. To help cut the costs, we’ve compiled some hosting hacks so you can pull off the party of a lifetime without breaking your budget. Don’t Fumble the Décor You want to set the mood for your party, but that… If you've been financially impacted by COVID-19 and need additional support with your loan payments, please reach out to us during business hours: Call 503.239.1123. Text COVID 503.239.1123. Download the app. Federally Insured by NCUA:Your savings are federally insured to at least $250,000 by the National Credit Union Administration (NCUA) and backed by the full faith and credit of the United States Government. If you are using a screen reader and are having difficulties using our website, please call (503) 239-5336for further ...Mar 25, 2020 · Chances are you’ve heard all the things you should or shouldn’t do when it comes to your credit score — don’t miss payments, keep low credit card balances, etc. So, here are some things that don't affect your credit score. 1. Getting Married Saying “I do” means many things, but your marital status doesn’t have…The best way to teach a child financial responsibility is by encouraging her to earn and manage money on her own. As the weather warms and summer nears, there are many opportunities for your kids to pull in some extra money. If money-making is not on your children’s minds, you may need to direct them…Manage your account at 5,600 SHARED BRANCHES. You can feel right at home visiting participating credit unions in all 50 states. You'll have easy access to your money wherever you go. The Oregonians Gresham Branch at 247 Powell Blvd is open weekdays. This branch offers a drive-through ATM that accepts deposits and a night drop.A six-month payment history is required to skip a loan payment, and you can skip payments on multiple eligible loans during at once. Eligible loans. Auto loans. Personal (signature) loans. Motorcycle loans. Toy loans (RV, ATV, etc.) Skip-a-Pay fee: $25. If you don't have funds in your account to cover the fee, our system will add the fee onto ...Getting started with Apple Pay. Open the Wallet app on your iPhone or Apple Watch with iOS 8.1 or later. Swipe down and select the plus sign to add your debit or credit card. Enter your Oregonians card number manually or use your device’s camera to upload it. Note: If your Oregonians card is already on file with iTunes, you may be prompted to ...24% academic activities & leadership. 20% community involvement. 16% academic performance. 8% length of Oregonians membership. Oregonians has awarded over $50,000 in student scholarships since the starting of the Oregonians College Scholarship Program in 2007. Scholarships have been awarded to high school students, undergraduate …Join Oregon State Credit Union, become a member. You're more than an account number when you join Oregon State Credit Union. You're a member-owner with personal and business banking at your service. Accounts include loans, checking, saving, investments and more. Member rates help you save on car loans and mortgage financing, credit …See how Oregonians CU creatively utilized marketing automation to digitize a scholarship program, leading to a 330% increase in submissions while simultaneously reducing processing time and resources. View Story. 20x ROI. Boosting new member acquisition with a referral program. But every Oregonians auto loan comes with incredible service and great features: Terms up to 84 months. 10-day grace period on monthly payments. No payments for 60 days. Discounts on auto insurance. Protections for your car & loan. His passions include beekeeping, fishing, hiking, and camping. Proud and grateful to be called an Oregonian. Alex is FINRA securities registered and is licensed in Oregon and Washington. Check Alex's background on FINRA's BrokerCheck. Oregonians Financial Planning main office is located at 336 NE 20th Avenue, Portland, OR 97232.Sign in to your account. Select Service. Continue. Enroll in Internet Banking. Follow Us. Manage all your OCCU accounts in one place, apply for credit cards or loans, make instant transfers and open new deposit accounts, at home or on the go. We're Oregonians, just like you. We're a team of individuals who live and work in the same communities as you do, and we exist to serve you. Every dollar you invest in Oregonians CU is reinvested in you in the form of lower loan rates, higher deposit rates, low fees, and incredible service. Mar 17, 2021 · According to the National Credit Union Administration ( NCUA ), in December 2020, the average dividend rate for credit union checking accounts was 0.08% Annual Percentage Yield (APY). The average rate for savings accounts was 0.11% APY. Choosing to park your money in a savings account as opposed to checking means … Calculate the details. Our calculators give you valuable—and quick—feedback to help you make more informed decisions. From mortgages to retirement plans, our calculators allow you to estimate the value of a loan or deposit from just about every financial product you might need. Home Calculators. Savings Calculators. Retirement Calculators. 4 days ago · All You Need to Know About Tech Support Scams. March 13, 2024 — 0 Comments. Everyday Finance, Saving, Taxes. CO-OP offers a 24/7 call center open 363 days per year, that's free for members. Call 888-837-6500 to transfer funds between two of your own participating credit union accounts, make loan payments, or get balance and transaction information. My Rewards Checking Full Account Disclosure. If you suspect you're a victim of fraud or identity theft, call us at 503-239-5336 immediately so we can take preventative measures to protect your account. When you apply for membership, we'll open a Business Share Account (Savings) which qualifies you to open a business checking, apply for loans, and take advantage of other product and services Oregonians offers. To become a business member, please visit a branch or give us a call at 503.239.5336. CHECK ELIGIBILITY FIND A BRANCH CALL US. GreenPath Financial Wellness offers you access to debt management services. One-on-one financial counseling and educational tools are available. Connect with our partners with GreenPath here. Description … If you've been financially impacted by COVID-19 and need additional support with your loan payments, please reach out to us during business hours: Call 503.239.1123. Text COVID 503.239.1123. We will also text or call you, but never both. Don't provide your information to anyone who calls you about fraud on your account - hang up and call us at 503.239.5336. If you have any questions or concerns, please don't hesitate to contact us.You’re about to close on your new home, and you get an email giving you new instructions on where to wire closing fees, or aggressively pushing a loan that’s far cheaper than the one you’ve got locked in. You’re being scammed! Disengage and block the sender, and let the authorities know. If you’ve fallen victim…f you’re thinking of road-tripping your summer getaway, think RVs. Recreational vehicles and their close cousin, campervans, are growing increasingly popular as more families hit the road for a true American adventure that’s easier on the wallet and heavy on the fun. When purchasing an RV, you can go all out with a fully loaded…Mar 20, 2024 · A budgeting app, like YNAB, can make tracking your monthly spending super-easy. You can upload your budget to the app and track expenses throughout the month. The app will let you know how much you’ve spent in each category and warn you when you’re getting close to the limit. Live with your budget. You’re ready to live with a … Member service center. Available Monday-Thursday 9:00 am to 5:00 pm, Friday 9am- 6pm. Call or Text | 503-239-5336. Out of area | 800-982-2974. Send us a message. How much of your income should you save each month? It’s a complicated question, and the answer often depends on a lot of factors that are unique to each individual. One of the standards for saving is the 50/30/20 rule. This guideline states that 50% of your monthly income should go to essentials, 30% should… Contact Info Phone: (503) 239-5336 Toll-Free: (800) 982-2974 Lost Card: (800) 982-2974 Routing Number: 323075709 Employment Contact Info Phone: (503) 239-5336 Toll-Free: (800) 982-2974 Lost Card: (800) 982-2974 Routing Number: 323075709 Employment Contact Oregonians Credit Union in Portland. Phone Number: (503) 239-5336. Toll-Free: (800) 982-2974. Address: Oregonians CU Northeast Portland Branch 336 NE 20th Avenue Portland, OR 97232. Website: Visit Website. You’re about to close on your new home, and you get an email giving you new instructions on where to wire closing fees, or aggressively pushing a loan that’s far cheaper than the one you’ve got locked in. You’re being scammed! Disengage and block the sender, and let the authorities know. If you’ve fallen victim…Juneteenth - Wednesday, June 19th. Independence Day - Thursday, July 4th. Labor Day - Monday, September 4th. Indigenous Peoples' Day - Monday, October 14th. Veterans Day - Monday, November 11th. Thanksgiving Holiday - Thursday, November 28th & Friday, November 29th. Christmas Day - Wednesday, December 25th. New Years Day - …19 views. 1. Oregonians Credit Union. 2,409 likes · 1 talking about this · 1 was here. Where Oregonians Do Their Banking. www.OregoniansCU.com Follow Us! Contact Info Phone: (503) 239-5336 Toll-Free: (800) 982-2974 Lost Card: (800) 982-2974 Routing Number: 323075709 Employment Feb 14, 2024 · You’re about to close on your new home, and you get an email giving you new instructions on where to wire closing fees, or aggressively pushing a loan that’s far cheaper than the one you’ve got locked in. You’re being scammed! Disengage and block the sender, and let the authorities know. If you’ve fallen victim…Create unique, original passwords. Use the longest practical password. Use a mix of upper and lower case letters. Include one or more numbers. Do not use repeating or adjacent characters. Use at least one of special character. Change your password regularly. Remember to avoid the following password pitfalls: If you've been financially impacted by COVID-19 and need additional support with your loan payments, please reach out to us during business hours: Call 503.239.1123. Text COVID 503.239.1123. Apr 27, 2022 · Q: The rising prices on everything, from fuel to food products, makes me fear for the security of my portfolio.How can I insulate my investments against inflation? A: There’s not much you can do about the rising cost of goods, but as an investor, there are steps you can take to protect your portfolio.Here are five ways to insulate yourself … Contact Info Phone: (503) 239-5336 Toll-Free: (800) 982-2974 Lost Card: (800) 982-2974 Routing Number: 323075709 Employment If you suspect you're a victim of fraud or identity theft, call us at 503-239-5336 immediately so we can take preventative measures to protect your account. Online Service. Search & BookCancel TicketDownload eTicketBus Timetable. Apply For PassDownload Pass. Apply For New AgentTrack Application Status. Login. Traveller … If you've been financially impacted by COVID-19 and need additional support with your loan payments, please reach out to us during business hours: Call 503.239.1123. Text COVID 503.239.1123.
Mar 25, 2020 · Chances are you’ve heard all the things you should or shouldn’t do when it comes to your credit score — don’t miss payments, keep low credit card balances, etc. So, here are some things that don't affect your credit score. 1. Getting Married Saying “I do” means many things, but your marital status doesn’t have…. Audio mp3
Apr 5, 2023 · Here are five ways to budget while in times of inflation. Groceries can take a huge bite out of a monthly budget. Fortunately, there are ways to trim your grocery bill, even when prices are soaring. First, shop your pantry and fridge before hitting the store. You may not remember exactly what you have at home, and doing a quick scan of your ...Jan 17, 2024 · Sure, you want to lose weight or start journaling, but have you made any financial new year’s resolutions? Start by making (and sticking to) a budget, and make part of it building your emergency fund. Get to work on your debt, prioritizing the high-interest things like credit cards. Evaluate your expenses, cut where you can…Online Service. Search & BookCancel TicketDownload eTicketBus Timetable. Apply For PassDownload Pass. Apply For New AgentTrack Application Status. Login. Traveller …If you suspect you're a victim of fraud or identity theft, call us at 503-239-5336 immediately so we can take preventative measures to protect your account. Based on 300+ Google Reviews at 7 branch locations. Oregonians Credit Union is an Equal Opportunity Employer. Federally Insured by NCUA: Your savings are federally insured to at least $250,000 by the National Credit Union Administration (NCUA) and backed by the full faith and credit of the United States Government. Date: November 16, 2022 Oregonians Credit Union 0 Comments. What is escrow? Escrow, or “being in escrow,” refers to a legal agreement between two parties (buyer and seller) during a transaction process (such as selling a home) to install a third party on their behalf to hold the paperwork, assets and/or funds until the transaction is complete.The Oregonians CU app is protected with SSL encryption.. One-Time-Passcode (OTP) verification required. Biometric login optional. Automatic timeouts occur after a period of inactivity. Requirements. You must be a current Oregonians member and enrolled in … Oregonians branches and Member Service Center will be closed Monday 1/15 in observance of Martin Luther King Jr. Day. Getting started with Apple Pay. Open the Wallet app on your iPhone or Apple Watch with iOS 8.1 or later. Swipe down and select the plus sign to add your debit or credit card. Enter your Oregonians card number manually or use your device’s camera to upload it. Note: If your Oregonians card is already on file with iTunes, you may be prompted to ... You can set up account-to-account (A2A) transfers in digital banking. All you nee... 2 votes. Digital Banking > Services & Features. If you've been financially impacted by COVID-19 and need additional support with your loan payments, please reach out to us during business hours: Call 503.239.1123. Text COVID 503.239.1123. Contact Info Phone: (503) 239-5336 Toll-Free: (800) 982-2974 Lost Card: (800) 982-2974 Routing Number: 323075709 Employment We would like to show you a description here but the site won’t allow us. Feb 28, 2024 · Q: Should I start investing if I have debt that I am paying off? A: Here are questions that can help you determine whether you should start investing before getting rid of your debt and various factors to consider when making this decision. How high is your interest rate? Your first consideration when making this decision is the interest rate on …Mar 10, 2021 · How much of your income should you save each month? It’s a complicated question, and the answer often depends on a lot of factors that are unique to each individual. One of the standards for saving is the 50/30/20 rule. This guideline states that 50% of your monthly income should go to essentials, 30% should…Contact Info Phone: (503) 239-5336 Toll-Free: (800) 982-2974 Lost Card: (800) 982-2974 Routing Number: 323075709 EmploymentOct 18, 2023 · The following fees apply to all checking and money market accounts. Stop Payment (Per Check) $20.00 $60.00 max series. Overdraft Transfer $10.00 (first 3 per month free) Non-Sufficient Funds/ACH NSF $20.00 per item, $60 max/day. Check Copies $5.00 (Free Online)Sep 30, 2020 · Credit cards and debit cards both offer incredible convenience. With just a quick swipe or a linked account, a payment can be instantly processed. It seems like a no-brainer to use that convenience for taking the hassle out of paying bills. But, is it a smart idea to pay monthly bills with a credit card…OCCU is a credit union based in Eugene, Oregon, owned by more than 260,000 members. [3] It was founded as Lane Federal Credit Union, called U-Lane-O Credit Union from 1981 to 2003, then Oregon Community Credit Union up until 2016. OCCU received approval to convert to a community charger and change its name to Oregon Community Credit …You must open the account on or before December 31, 2026. You can make a maximum annual account deposit of $5,000 for single tax filers and $10,000 for joint tax filers. You must use the funds within 10 years of opening the account. Your account will be opened as a Single or Joint First-Time Homebuyer Savings Account. Create unique, original passwords. Use the longest practical password. Use a mix of upper and lower case letters. Include one or more numbers. Do not use repeating or adjacent characters. Use at least one of special character. Change your password regularly. Remember to avoid the following password pitfalls: .